Created
March 23, 2020 07:30
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Energy plan is a health insurance which covers your pre-existing conditions and complications and is targeted towards individuals with diabetes. | |
The main features of this plan are that it has no waiting period for diabetes and hypertension related | |
hospitalization. | |
Other benefits include: | |
1. The no claim bonus is an increase in your basic sum insured by 10% for every claim free year up to a maximum of 100%. | |
2. The restore benefit is that you get 100% instant addition of your basic sum insured, on your first claim. | |
3. The premium amount paid under this policy qualifies for a tax benefit and deduction under Section 80D of the Income Tax Act. | |
4. There is a wellness incentive where consultation, diagnostic, medicine or other health expenses will be reimbursed. | |
Some more information regarding the product: | |
1. Energy plan can be bought by individuals with Diabetes Type 1, Diabetes mellitus Type 2, pre-diabetes (IFG, IGT) and/ or hypertension. | |
2. Energy plan is only offered to persons diagnosed with Type 1 diabetes, Type 2 diabetes, IFG/ IGT and/or hypertension. | |
3. The sum insured options available are 2, 3, 5, 10, 15, 20, 25 & 50 lacs on individual sum insured basis. | |
4. The minimum entry age is 18 years and the maximum entry age is 65 years. | |
5. The waiting periods on this product are 2 years for specified illnesses, PEDs. | |
6. All insurance proposals would be subject to a Pre-policy Check. PPC would be done on a cashless basis. | |
7. This product offers 4 plans (Gold without Co-pay, Gold with 20% Co-pay, Silver without Co-pay, Silver with 20% Co-pay) | |
More information can be found here : www.apollomunichinsurance.com/buyenergy/plan-details.html | |
""" |
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