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@amilos
Last active December 15, 2017 14:03
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PSD2 XS2A API in OAS2 format
swagger: '2.0'
info:
version: '1.0.0'
title: PSD2 XS2A API
description: Uniform, interoperable and PSD2 compliant Access to Account interface
license:
name: MIT
url: http://github.com/gruntjs/grunt/blob/master/LICENSE-MIT
contact:
name: Aleksandar Milosevic
email: aca@asseco-see.rs
url: http://asseco.com/see
host: api.testbank.com
tags:
- name: PIS
description: Payment Initiation Service
- name: AIS
description: Account Information Service
- name: FCS
description: Funds Confirmation Service
- name: Common
description: Used commonly in AIS and PIS Services
basePath: /
schemes:
- https
consumes:
- application/json
produces:
- application/json
paths:
/v1/payments/{payment-product}:
post:
operationId: Payments_Initiate
summary: 5.3.1 Payment Initiation Request
description: Creates a payment initiation request at the ASPSP as a resource addressable under {resource-id} with all data relevant for the corresponding payment product. This is the first step in the API to initiate the related payment
tags: [PIS]
produces:
- application/json
- application/xml
consumes:
- application/json
- application/xml
parameters:
- $ref: '#/parameters/payment-product'
- $ref: '#/parameters/Process-ID'
- $ref: '#/parameters/Request-ID'
- $ref: '#/parameters/Date'
- $ref: '#/parameters/PSU-ID'
- $ref: '#/parameters/PSU-Corporate-ID'
- $ref: '#/parameters/PSU-User-Agent'
- $ref: '#/parameters/PSU-IP-Address'
- $ref: '#/parameters/PSU-Geo-Location'
- $ref: '#/parameters/Corporate-ID-Type'
- $ref: '#/parameters/PSU-Additional-Device-Information'
- $ref: '#/parameters/Certificate'
- $ref: '#/parameters/Signature'
- name: body
in: body
required: true
description: Payment initiation instruction. The payment data to be transported in the request body are dependent of the chosen API endpoint. Some standard definitions related to the above mentioned standard products are defined in Section 10 of Implementation Guidelines document. Further definitions might be done community or ASPSP specific. In Annex A, a list of community specific payment product definitions and links regarding community/ASPSP specific payment product definitions are given. ASPSP or community definitions should reuse standard attribute names.
schema:
$ref: '#/definitions/PaymentInstruction'
responses:
201:
description: Payment initation response
schema:
$ref: '#/definitions/PaymentInitiationResponse'
/v1/payments/{payment-product}/{resource-id}:
parameters:
- $ref: '#/parameters/payment-product'
- $ref: '#/parameters/resource-id'
- $ref: '#/parameters/Process-ID'
- $ref: '#/parameters/Request-ID'
- $ref: '#/parameters/Date'
- $ref: '#/parameters/Certificate'
- $ref: '#/parameters/Signature'
get:
summary: Get payment instruction details
operationId: Payments_GetById
tags: [PIS]
produces:
- application/json
- application/xml
responses:
200:
description: Payment instruction
schema:
type: array
items:
$ref: '#/definitions/PaymentInstruction'
put:
operationId: Payments_UpdatePSUData
summary: 7.1 Update PSU Data in Case of Payment Initiation
description: Updates the payment initiation data on the server by PSU data, if requested by the ASPSP
tags: [Common]
produces:
- application/json
- application/xml
consumes:
- application/json
- application/xml
parameters:
- $ref: '#/parameters/PSU-ID'
- $ref: '#/parameters/PSU-Corporate-ID'
- $ref: '#/parameters/Corporate-ID-Type'
- name: body
in: body
required: true
description: Update PSU data request
schema:
$ref: '#/definitions/PsuUpdateRequest'
responses:
200:
description: PSU data updated succesfully
schema:
$ref: '#/definitions/PaymentInitiationResponse'
/v1/payments/{payment-product}/{resource-id}/status:
get:
summary: 5.4 Get Status Request
description: Reads the transaction status of the payment
operationId: Payments_GetStatus
tags: [PIS]
produces:
- application/json
- application/xml
parameters:
- $ref: '#/parameters/payment-product'
- $ref: '#/parameters/resource-id'
- $ref: '#/parameters/Process-ID'
- $ref: '#/parameters/Request-ID'
- $ref: '#/parameters/PSU-Corporate-ID'
- $ref: '#/parameters/Corporate-ID-Type'
- $ref: '#/parameters/Date'
- $ref: '#/parameters/Certificate'
- $ref: '#/parameters/Signature'
responses:
200:
description: Payment status response
schema:
$ref: '#/definitions/PaymentStatusResponse'
/v1/consents:
post:
operationId: Consents_RequestNewOnDedicatedAccounts
summary: 6.3.1.1 Consent Request on Dedicated Accounts
description: Creates an account information consent resource at the ASPSP regarding access to accounts specified in this request.
tags: [AIS]
parameters:
- $ref: '#/parameters/Process-ID'
- $ref: '#/parameters/Request-ID'
- $ref: '#/parameters/Date'
- $ref: '#/parameters/PSU-ID'
- $ref: '#/parameters/PSU-Corporate-ID'
- $ref: '#/parameters/Certificate'
- $ref: '#/parameters/Signature'
- name: body
in: body
required: true
description: Account information consent request body
schema:
$ref: '#/definitions/AccountInformationConsentRequest'
responses:
201:
description: Account information consent response
schema:
$ref: '#/definitions/PaymentInitiationResponse'
/v1/consents/account-list:
post:
operationId: Consents_RequestNewOnAccountList
summary: 6.3.1.2 Consent Request on Account List
description: Creates an account information consent resource at the ASPSP to return a list of all accessible accounts
tags: [AIS]
parameters:
- $ref: '#/parameters/Process-ID'
- $ref: '#/parameters/Request-ID'
- $ref: '#/parameters/Date'
- $ref: '#/parameters/PSU-ID'
- $ref: '#/parameters/PSU-Corporate-ID'
- $ref: '#/parameters/Certificate'
- $ref: '#/parameters/Signature'
- name: body
in: body
required: true
description: Account information consent request on account list body
schema:
$ref: '#/definitions/AccountInformationConsentAccountListRequest'
responses:
201:
description: Account information consent response
schema:
$ref: '#/definitions/PaymentInitiationResponse'
/v1/consents/{consent-id}/status:
get:
summary: 6.3.2 Get Status Request
description: Reads the status of the account information resource
operationId: Consents_GetStatus
tags: [AIS]
parameters:
- $ref: '#/parameters/consent-id'
- $ref: '#/parameters/Process-ID'
- $ref: '#/parameters/Request-ID'
- $ref: '#/parameters/Date'
- $ref: '#/parameters/Certificate'
- $ref: '#/parameters/Signature'
responses:
200:
description: Account information consent status response
schema:
$ref: '#/definitions/PaymentStatusResponse'
/v1/consents/{consent-id}:
parameters:
- $ref: '#/parameters/consent-id'
- $ref: '#/parameters/Process-ID'
- $ref: '#/parameters/Request-ID'
- $ref: '#/parameters/Date'
- $ref: '#/parameters/PSU-ID'
- $ref: '#/parameters/PSU-Corporate-ID'
- $ref: '#/parameters/Certificate'
- $ref: '#/parameters/Signature'
get:
summary: 6.3.3 Get consent request
description: Returns the content of an account information consent object. This is returning the data for the TPP especially in cases, where the consent was directly managed between ASPSP and PSU e.g. in a re-direct SCA Approach.
operationId: Consents_GetById
tags: [AIS]
responses:
200:
description: Account information consent response
schema:
$ref: '#/definitions/AccountInformationConsent'
put:
operationId: Consents_UpdatePSUData
summary: 7.1 Update PSU Data in Case of Account Information consent Request
description: Updates the account information consent data on the server by PSU data, if requested by the ASPS
tags: [Common]
parameters:
- $ref: '#/parameters/PSU-ID'
- $ref: '#/parameters/PSU-Corporate-ID'
- name: body
in: body
required: true
description: Instruction to update PSU data
schema:
$ref: '#/definitions/PsuUpdateRequest'
responses:
200:
description: Account information consent response
schema:
type: array
items:
$ref: '#/definitions/PaymentInitiationResponse'
delete:
operationId: Consents_Delete
summary: 6.4 Delete an Account Information Consent Object
description: The TPP can delete an account information consent object if needed.
tags: [AIS]
responses:
204:
description: Consent deleted succesffully
/v1/accounts:
get:
summary: 6.5.1 Read Account List
description: Reads a list of accounts, with balances where required . It is assumed that a consent of the PSU to this access is already given and stored on the ASPSP system. The addressed list of accounts depends then on the PSU ID and the stored consent addressed by consent-id, respectively the OAuth2 token
operationId: Accounts_Get
tags: [AIS]
parameters:
- $ref: '#/parameters/with-balance'
- $ref: '#/parameters/psu-involved'
- $ref: '#/parameters/Process-ID'
- $ref: '#/parameters/Request-ID'
- $ref: '#/parameters/Date'
- $ref: '#/parameters/Consent-ID-Header'
- $ref: '#/parameters/PSU-ID'
- $ref: '#/parameters/Certificate'
- $ref: '#/parameters/Signature'
responses:
200:
description: List of accounts
schema:
type: array
items:
$ref: '#/definitions/Account'
/v1/accounts/{account-id}/balances:
get:
summary: 6.5.2 Read Balance
description: Reads account balances from a given account addressed by "account-id".
operationId: Accounts_GetBalances
tags: [AIS]
parameters:
- $ref: '#/parameters/account-id'
- $ref: '#/parameters/psu-involved'
- $ref: '#/parameters/Process-ID'
- $ref: '#/parameters/Request-ID'
- $ref: '#/parameters/Date'
- $ref: '#/parameters/Consent-ID-Header'
- $ref: '#/parameters/PSU-ID'
- $ref: '#/parameters/Certificate'
- $ref: '#/parameters/Signature'
responses:
200:
description: A list of balances regarding this account, e.g. the current balance, the last booked balance
schema:
$ref: '#/definitions/BalancesResponse'
/v1/accounts/{account-id}/transactions:
get:
summary: 6.5.3 Read Transaction List
description: Reads account transactions from a given account addressed by "account-id".
operationId: Accounts_GetTransactions
tags: [AIS]
produces:
- application/json
- application/xml
- text/plain
parameters:
- $ref: '#/parameters/account-id'
- $ref: '#/parameters/date-from'
- $ref: '#/parameters/date-to'
- $ref: '#/parameters/transaction-id'
- $ref: '#/parameters/psu-involved'
- $ref: '#/parameters/Process-ID'
- $ref: '#/parameters/Request-ID'
- $ref: '#/parameters/Date'
- $ref: '#/parameters/Consent-ID-Header'
- $ref: '#/parameters/PSU-ID'
- $ref: '#/parameters/Certificate'
- $ref: '#/parameters/Signature'
responses:
200:
description: >
Depending on the format indicated in the Accept header of request, response can be formatted as JSON, ISO 20022 compliant XML or S.W.I.F.T. MT94x compliant text.
In case the ASPSP returns a camt.05x XML structure, the response body consists of either a camt.052 or camt.053 format. The camt.052 may include pending payments which are not yet finally booked. The ASPSP will decide on the format due to the chosen parameters, specifically on the chosen dates relative to the time of the request.
In case the ASPSP returns a MT94x content, the response body consists of an MT940 or MT942 format in a text structure. The camt.052 may include pending payments which are not yet finally booked. The ASPSP will decide on the format due to the chosen parameters, specifically on the chosen dates relative to the time of the request.
schema:
$ref: '#/definitions/TransactionsResponse'
/v1/confirmation-of-funds:
post:
summary: 9.2 Confirmation of Funds Request
description: Creates a confirmation of funds request at the ASPSP
operationId: Payments_ConfirmFundsAvailability
tags: [FCS]
parameters:
- $ref: '#/parameters/Process-ID'
- $ref: '#/parameters/Request-ID'
- $ref: '#/parameters/Date'
- $ref: '#/parameters/Certificate'
- $ref: '#/parameters/Signature'
- name: body
in: body
required: true
description: Funds confirmation request body
schema:
$ref: '#/definitions/ConfirmationOfFundsRequest'
responses:
200:
description: Funds confirmation response
schema:
$ref: '#/definitions/ConfirmationOfFundsResponse'
parameters:
payment-product:
description: |
The addressed payment product endpoint, e.g. for SEPA Credit Transfers (SCT). The default list of products supported in this standard is:
- sepa-credit-transfers
- instant-sepa-credit-transfers
- target-2-payments
- cross-border-credit-transfers
- pain.001-sepa-credit-transfers
- pain.001-instant-sepa-credit-transfers
- pain.001-target-2-payments
- pain.001-cross-border-credit-transfers
The ASPSP will publish which of the payment products / endpoints will be supported.
For definitions of basic non euro generic products see Annex A.
Further products might be published by the ASPSP within its XS2A documentation. These new product types will end in further endpoints of the XS2A Interface.
name: payment-product
in: path
required: true
type: string
enum:
- sepa-credit-transfers
- instant-sepa-credit-transfers
- target-2-payments
- cross-border-credit-transfers
resource-id:
name: resource-id
in: path
description: Identification of payment instruction
required: true
type: string
consent-id:
name: consent-id
in: path
description: ID of the corresponding consent object as returned by an Account Information Consent Request
required: true
type: string
account-id:
name: account-id
in: path
description: This identification is denoting the addressed account. The `account-id` is retrieved by using a *Read Account List* call. The `account-id` is the `id` attribute of the account structure. Its value is constant at least throughout the lifecycle of a given consent.
required: true
type: string
with-balance:
name: with-balance
in: query
description: If contained, this function reads the list of accessible payment accounts including the balance
required: false
type: boolean
psu-involved:
name: psu-involved
in: query
description: If contained, it is indicated that a PSU has directly asked this account access in real-time. The PSU then might be involved in an additional consent process, if the given consent is not any more sufficient
required: false
type: boolean
date-from:
name: date-from
in: query
description: Starting date of the account statement
required: true
type: string
format: date
date-to:
name: date-to
in: query
description: End date of the account statement. It is contained if this is a Read Account Data Request for transaction reports.
required: true
type: string
format: date
transaction-id:
name: transaction-id
in: query
description: This data attribute is indicating that the AISP is in favour to get all transactions after the transaction with identification transaction_id alternatively to the above defined period. (Implementation of a delta-report). If this data element is contained, the entries `date_from` and `date_to` might be ignored by the ASPSP if a delta report is supported.
required: false
type: string
Process-ID:
name: Process-ID
in: header
required: true
description: ID of the transaction as determined by the initiating party
type: string
Request-ID:
name: Request-ID
in: header
required: true
description: ID of the request, unique to the call, as determined by the initiating party.
type: string
Date:
name: Date
in: header
required: true
description: Standard https header element date and time
type: string
Certificate:
name: Certificate
in: header
required: false
description: The certificate used for signing the request.
type: string
Signature:
name: Signature
in: header
required: false
description: A signature of the request by the TPP on application level. This might be mandated by ASPSP.
type: string
PSU-ID:
name: PSU-ID
in: header
required: false
description: PSU identification
type: string
PSU-Corporate-ID:
name: PSU-Corporate-ID
in: header
required: false
description: Corporate identification
type: string
Corporate-ID-Type:
name: Corporate-ID
in: header
required: false
description: Corporate identification type
type: string
Consent-ID-Header:
name: Consent-ID
in: header
required: false
description: This data element may be contained, if the payment initiation transaction is part of a combined AIS/PIS service. This then contains the consent id of the related AIS consent.
type: string
PSU-IP-Address:
name: PSU-ID-Address
in: header
required: true
description: IP address of PSU
type: string
format: ipv4-address
PSU-User-Agent:
name: PSU-User-Agent
in: header
required: true
description: PSU user agent
type: string
PSU-Geo-Location:
name: PSU-Geo-Location
in: header
required: true
description: The forwarded Geo Location header field of the corresponding http request between PSU and TPP if available.
type: string
PSU-Additional-Device-Information:
name: PSU-Additional-Device-Information
in: header
required: true
description: Additional device information
type: string
definitions:
PaymentInstruction:
title: payment_instruction
type: object
properties:
debtor_account:
$ref: '#/definitions/AccountReference'
instructed_amount:
$ref: '#/definitions/Amount'
end_to_end_identification:
description: ''
type: string
debtor_account_currency:
description: ''
type: string
ultimate_debtor:
description: ''
type: string
creditor-account:
$ref: '#/definitions/AccountReference'
creditor-agent:
description: ''
type: string
creditor-name:
description: ''
type: string
creditor-address:
$ref: '#/definitions/Address'
ultimate_creditor:
description: ''
type: string
purpose-code:
description: ''
type: string
remittance_information_unstructured:
description: ''
type: string
remittance_information_structured:
description: ''
type: object
requested_execution_time:
description: ''
type: string
format: date-time
required:
- debtor_account
- instructed_amount
AccountReference:
title: account_reference
type: object
properties:
iban:
description: This data element can be used in the body of the Consent Request Message for retrieving account access consent from this payment account, cp. Section 6.3.1.1.
type: string
bban:
description: This data element can be used in the body of the Consent Request Message for retrieving account access consent from this account, cp. Section 6.3.1.1. This data elements is used for payment accounts which have no IBAN.
type: string
pan:
description: Primary Account Number (PAN) of a card, can be tokenized by the ASPSP due to PCI DSS requirements. This data element can be used in the body of the Consent Request Message for retrieving account access consent from this card, cp. Section 6.3.1.1.
type: string
misidn:
description: An alias to access a payment account via a registered mobile phone number. This alias might be needed e.g. in the payment initiation service, cp. Section 5.3.1. The support of this alias must be explicitly documented by the ASPSP for the corresponding API calls.
type: string
Amount:
title: amount
type: object
properties:
content:
description: ''
type: number
format: double
currency:
description: ''
type: string
required:
- content
- currency
Address:
title: address
type: object
properties:
street:
description: ''
type: string
city:
description: ''
type: string
country:
description: ''
type: string
PaymentInitiationResponse:
title: payment_initiation_response
type: object
properties:
transaction_status:
$ref: '#/definitions/TransactionStatus'
sca_methods:
description: ''
type: array
items:
$ref: '#/definitions/AuthenticationObject'
choosen_sca_method:
$ref: '#/definitions/AuthenticationObject'
sca_challenge_data:
$ref: '#/definitions/Challenge'
_links:
$ref: '#/definitions/Links'
psu_message:
description: ''
type: string
tpp_messages:
description: ''
type: array
items:
$ref: '#/definitions/Message'
TransactionStatus:
title: TransactionStatus
example: AcceptedCustomerProfile
type: string
enum:
- AcceptedCustomerProfile
- AcceptedSettlementCompleted
- AcceptedSettlementInProcess
- AcceptedTechnicalValidation
- AcceptedWithChange
- AcceptedWithoutPosting
- Received
- Pending
- Rejected
AuthenticationObject:
title: authentication_object
type: object
properties:
authentication_type:
$ref: '#/definitions/AuthenticationType'
authentication_method_id:
description: ''
type: string
name:
description: ''
type: string
explanation:
description: ''
type: string
AuthenticationType:
title: AuthenticationType
example: SMS_OTP
type: string
enum:
- SMS_OTP
- CHIP_OTP
- PHOTO_OTP
- PUSH_OTP
Challenge:
title: challenge
type: object
properties:
image:
description: ''
type: string
OTP_max_length:
description: ''
type: integer
format: int32
OTP_format:
$ref: '#/definitions/OTPFormat'
additional_information:
description: ''
type: string
OTPFormat:
title: OTPFormat
example: characters
type: string
enum:
- characters
- integer
Message:
title: message
type: object
properties:
category:
description: ''
type: string
code:
description: ''
type: string
text:
description: ''
type: string
PsuUpdateRequest:
title: psu_update_request
type: object
properties:
psu_data:
$ref: '#/definitions/PsuData'
authentication_method_id:
description: ''
type: string
sca_authentication_data:
description: ''
type: string
PsuData:
title: psu_data
type: object
properties:
password:
description: ''
type: string
authentication:
description: ''
type: string
PaymentStatusResponse:
title: payment_status_response
type: object
properties:
transaction_status:
$ref: '#/definitions/TransactionStatus'
AccountInformationConsentRequest:
title: account_information_consent_request
type: object
properties:
access_accounts:
description: ''
type: array
items:
type: object
recurring_indicator:
description: ''
type: boolean
valid_until:
description: ''
type: string
format: date-time
frequency_per_day:
description: ''
type: integer
format: int32
combined_service_indicator:
description: ''
type: boolean
required:
- access_accounts
- recurring_indicator
- valid_until
- frequency_per_day
- combined_service_indicator
AccountInformationConsentAccountListRequest:
title: account_information_consent_account_list_request
type: object
properties:
with_balance:
description: ''
type: boolean
required:
- with_balance
AccountInformationConsent:
title: account_information_consent
type: object
properties:
access_accounts:
description: ''
type: array
items:
type: object
recurring_indicator:
description: ''
type: boolean
valid_until:
description: ''
type: string
format: date-time
frequency_per_day:
description: ''
type: integer
format: int32
transaction_status:
$ref: '#/definitions/TransactionStatus'
consent_status:
$ref: '#/definitions/ConsentStatus'
ConsentStatus:
title: ConsentStatus
example: empty
type: string
enum:
- empty
- valid
- blocked
- expired
- deleted
Account:
title: account
type: object
properties:
id:
description: ''
type: string
iban:
description: ''
type: string
bban:
description: ''
type: string
pan:
description: ''
type: string
msisdn:
description: ''
type: string
name:
description: ''
type: string
account_type:
description: ''
type: string
BIC:
description: ''
type: string
balances:
$ref: '#/definitions/Balances'
currency:
description: ''
type: string
_links:
$ref: '#/definitions/Links'
Balances:
title: balances
type: object
properties:
booked:
$ref: '#/definitions/SingleBalance'
expected:
$ref: '#/definitions/SingleBalance'
authorised:
$ref: '#/definitions/SingleBalance'
opening_booked:
$ref: '#/definitions/SingleBalance'
closing_booked:
$ref: '#/definitions/SingleBalance'
interim_available:
$ref: '#/definitions/SingleBalance'
SingleBalance:
title: single_balance
type: object
properties:
amount:
$ref: '#/definitions/Amount'
last_action_date_time:
description: ''
type: string
format: date-time
BalancesResponse:
title: balances_response
type: object
properties:
balances:
$ref: '#/definitions/Balances'
TransactionsResponse:
title: transactions_response
type: object
properties:
_links:
$ref: '#/definitions/Links'
transactions:
$ref: '#/definitions/AccountReport'
AccountReport:
title: account_report
type: object
properties:
booked:
description: ''
type: array
items:
$ref: '#/definitions/Transaction'
pending:
description: ''
type: array
items:
$ref: '#/definitions/Transaction'
Transaction:
title: transaction
type: object
properties:
transaction_id:
description: ''
type: string
entry_date:
description: ''
type: string
format: date
amount:
$ref: '#/definitions/Amount'
credit_debit:
$ref: '#/definitions/CreditDebit'
creditor:
description: ''
type: string
creditor-account:
$ref: '#/definitions/AccountReference'
ultimate_creditor:
description: ''
type: string
debtor:
description: ''
type: string
debtor-account:
$ref: '#/definitions/AccountReference'
ultimate_debtor:
description: ''
type: string
remittance_information:
description: ''
type: string
CreditDebit:
title: CreditDebit
example: Credite
type: string
enum:
- Credite
- Debited
ConfirmationOfFundsRequest:
title: confirmation_of_funds_request
type: object
properties:
psu_account:
$ref: '#/definitions/AccountReference'
instructed_amount:
$ref: '#/definitions/Amount'
card_number:
description: ''
type: string
payee:
description: ''
type: string
required:
- psu_account
- instructed_amount
ConfirmationOfFundsResponse:
title: confirmation_of_funds_response
type: object
properties:
tpp_messages:
description: ''
type: array
items:
$ref: '#/definitions/Message'
Links:
title: links
type: object
properties:
redirect:
description: ''
type: string
update_psu_identification:
description: ''
type: string
update_psu_authentication:
description: ''
type: string
select_authentication_method:
description: ''
type: string
authorise_transaction:
description: ''
type: string
self:
description: ''
type: string
status:
description: ''
type: string
account-link:
description: ''
type: string
balances:
description: ''
type: string
transactions:
description: ''
type: string
first_page_link:
description: ''
type: string
second_page_link:
description: ''
type: string
current_page_ link:
description: ''
type: string
last_page_ link:
description: ''
type: string
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